I just found out my husband is what I consider rich.

Let me start out by saying I love my husband. We have a wonderful life together and I am grateful for him every single day. We have been together for years, and I could never imagine a life without him. He feels the same.

I work full-time and make the income for the household. I make around $45k. He is a student studying a very lucrative degree, and it has been decided that once he graduates I will no longer be working. I am not rich by any means, but we get by with plenty of room for spending. I have always paid my bills on time, but I am not known for saving.

From the time we met, I understood that he had a decent savings account ($30k).

We recently decided we were going to make a big purchase together. It required a down payment, and then a loan. He said he would make the down payment, and I would make monthly payments on the loan. This seemed fair to me, and I agreed.

Yesterday, we settled on a $4000 down payment. When I expressed guilt because that would be over 10% of his savings account, he sheepishly informed me he had more than he initially implied.

He has $500,000. That is more money than I have ever seen in my life.

What shocks me about this is the fact that he lives a very frugal life. He never buys himself new clothes, food, stuff for the house or anything. I never see him spend money, except for occasionally on a treat. Even that is always less than $5.

Ever since this discovery, I feel less inclined to buy everything for him. I feel horrible, but I have been paying for him for the entire duration of our relationship. If we are going out of town, I'm paying for both of us. If we're at dinner, I pick up the bill. If we're going to the movies, I have the tickets. Seriously everything.

How should I move forward? Should I continue paying for everything? He states that this money is so we can buy a house one day, and I am fully on board with that, but I would like for him to help out a bit more financially in the meantime. I work my ass off and I am so exhausted every single day from working a very physical job to finance our lifestyle.

TLDR; My husband who I pay for dropped a bombshell on me that he has half a million dollars in a savings account he never touches.

Edit: I am a man. We are both men. Not sure if that changes anything, but stereotypical “gender roles” aren’t at play here.