In search of the honest credit repair shop

FTC made the headlines recently complaining about inaccurate consumer credit reports. The Wall Street Journal (link) has a typical report on this research. Here's their summary: In the FTC study, 262 of the 1,001 people who reviewed their credit reports spotted at least one potential "material" mistake, such as a credit-card account that wasn't theirs or a late payment that they didn't believe was late. That sounds like a worrisome 25% error rate. *** In Chapter 2 of Numbers Rule Your World, I explain why focusing on reporting inaccuracies is counterproductive, particularly and ironically for those who have good credit....